If you find yourself in this situation, you have three options:
The ubiquitous: do nothing and stay where you are.
- Explore what the lender's new lending institution has to offer and move your relationship, if you like what you see.
- If you are unhappy where you are and if someone else can offer a better deal, put your loan relationship "on the market" and move to some other lending institution.
- Ask yourself one simple question: How happy was I with that lending officer? If the answer is negative, think twice about the offer to transfer your accounts.
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